Want to own your own home? Here's a discounted purchase for those under 36

Federica Spinaci - Notary

Federica Spinaci - Notary

Notary Federica Spinaci is a lecturer at the School of Specialization for Legal Professions at Roma Tre University, collaborates with the university's Masters programs, and is the author of several publications on civil and private law.

The latest Consap data indicates that the number of subsidized mortgages granted in 2021 for which the guarantee was requested for those under 36 jumped to 46,147. This represents 66% of the total mortgages granted through the "First Home Mortgage Guarantee Fund" and is almost double the total subsidized mortgages granted in 2020.

Those under 36 took up a 28% share of the total market in 2020, but have now jumped to 49%. Of these, 85% are Consap mortgages.

You have until December 31, 2022, to submit an application for the 80% guaranteed loan to your bank and obtain this support for purchasing your first home.

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