Youth Home Loans: "Sostegni bis" Decree:
- From May 26, 2021, to June 24, 2022: exemption from registration, mortgage, and land registry taxes, as well as from mortgage replacement tax, for young people under 36 who are purchasing their first home and have an ISEE of less than €40,000 per year (if the home is sold by a private individual); if the home is sold by a business (a transaction subject to VAT), a tax credit for the VAT paid is applied and the ISEE requirement is waived for amounts up to €40,000;
- From June 24, 2021, to June 30, 2022: In addition to the above exemptions, young people under 36 with an ISEE of less than €40,000 per year can apply for a state guarantee on 80% of the principal amount for a first home mortgage.
